A 3D Secure payment is an online payment transaction with extra security. The bank checks if it is really the customer who makes the payment. Each bank has their own way of verifying the customer, for example through two factor authentication, a password, fingerprint or scanning a physical id tag.
You don’t have to activate 3D Secure for your payment methods. This is all done by the bank. If your customer has 3D Secure payment activated, the bank will ask for additional authentication.
Do you wish to solely receive 3D Secure transactions? Please inform us by email.