After accepting a Mollie Capital financing offer, you will repay the total financed amount plus a fixed fee.
Mollie Capital does not charge interest, and there are no hidden or additional fees. The total repayment amount is agreed upfront when you accept your offer.
What is the repayment rate?
Repayments are automatically collected from the available balance in your Mollie account.
As part of your Mollie Capital offer, you’ll receive a fixed repayment rate. This rate is applied as a percentage of your daily revenue processed through Mollie.
This means:
- On busier days, you repay more
- On slower days, you repay less
Your repayment amount automatically adjusts to your sales performance.
Example repayment
If your repayment rate is 20% and you process €1,000 in revenue on a given day, €200 will be collected toward your repayment.
When do I need to repay my financing?
Before accepting your offer, you’ll see an estimated repayment period.
This estimate is based on factors such as your transaction history and expected sales volume. Because repayments are linked to revenue, the actual repayment timeline may vary depending on how your business performs.
If repayments appear to be progressing significantly slower than expected, we may contact you to better understand your situation and discuss possible next steps.
Can I make additional payments or repay early?
No, it is not possible to make additional repayments or repay your financing early in full.
Repayments are automatically collected through your agreed repayment rate.
However, if repayments fall behind significantly, you may be asked to make additional payments as part of the collections process.