Follow these steps to apply for Mollie Capital financing:
- Go to the Capital tab in your Mollie Dashboard.
- Check your financing options. If you’re eligible, you’ll see up to three financing options available to review.
- Choose a financing option that best suits your business needs.
- Review and sign the user agreement.
- Your application is submitted. Please wait shortly for approval.
- Receive your funds. Once approved, the funds will be transferred to your bank account within 1–3 business days.
Who can apply?
- Only the registered UBO (Ultimate Beneficial Owner) can apply.
- The UBO must also be the account owner or have an Administrator role.
- Only the user who started the application can complete it.
IMPORTANT: to apply for Capital, the name of the user (owner) needs to match the exact name of the registered UBO. In case the name does not match the UBO name you provided while creating the account, your Capital request will not be successful. You can change the name to the correct one under user settings in the top right corner of your Mollie Web App. Make sure to use the Legal rep/UBO name (not necessarily your passport details).
In case the UBO of the organisation is not the owner of the account, they need to be added as admin user. Only the UBO can access the Capital page.
Will applying for Mollie Capital affect my credit score?
No. When you apply for Capital financing, our partner will perform a soft credit check on your business and the Ultimate Beneficial Owner (UBO). This check does not impact credit rating. If you need to change your UBO information, contact our Support team to update this on your account.
Do I need to provide additional documents?
After submitting your application, it is possible that additional information is required to proceed with your application. This can include:
- Bank statements
- Clarification of payment data
- Proof of address
- Request to file your annual accounts
Why do I need to file my annual accounts?
If you haven’t filed your most recent financial statements with your local trade register, your Capital application may be placed on hold until you do. We require these filings to complete a credit assessment of your organisation. You can check with your local trade register about filing annual accounts for your business.