When you apply for Capital funding, we will perform a soft credit check on your business and an Ultimate Beneficial Owner (UBO). There are several factors that we must consider before we make a decision on your application.
Refusal criteria for an application may include the following:
- The trading history or business sector does not meet the requirements under the acceptance policy.
- The commercial history may include payments in default or arrears.
- The commercial or consumer credit scores do not meet the minimum threshold.
- You received funding recently and cannot renew your application yet.
Do you have a question about Capital? Feel free to contact our Capital Support team.