What is it about?
Apple Pay is available in more than 35 countries for all Apple users. It functions within Wallet app, in which a consumer places their payment cards. The actual payment method therefore depends on the cards that are placed in the Wallet app. The Wallet app stores all details and preferences of the various payment cards it holds. The payment is completed with a fingerprint or face scan. With this, Apple Pay complies with the Strong Customer Authentication (SCA) regulations required under the Payment Services Directive 2 (PSD2).