What is Apple Pay?

Apple Pay is available in more than 35 countries for all Apple users. The user can add their payment cards in the Wallet app on iOS and macOS. The Wallet app stores all details and preferences of the various payment cards. To complete a payment, the user has to perform a fingerprint or face scan. This added verification step makes Apple Pay compliant with the Strong Customer Authentication (SCA) regulations required under the Payment Services Directive 2 (PSD2).


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