When you create a direct debit payment via our API, its status will be on 'pending'. Due to a longer processing period, it will not immediately change to 'paid'. Click here for more information about the timeline of a direct debit payment. As soon as we are able to pay out (10 working days after the direct debit date), the status of the direct debit payment will change to 'paid'. There is also a possibility that the payment fails during this period, in which case its status is immediately adjusted and the webhook (if activated) is called. Should the consumer block or cancel the payment before we have changed its status to 'paid', it will change to 'failed'. If the consumer reverses their payment after its status already changed to 'paid', it will then change to 'charged_back'.