3D Secure payments are credit card transaction in which the card holder not only fills in the card number, but also a code or password. This prevents fraud (transactions carried out with a stolen card). Here at Mollie, this usually works as follows: when a consumer holds a card with a 3D Secure code, he is obligated to fill it out.
You can also choose to exclusively accept 3D Secure payments. We do not routinely activate this option in your account. The reason is that it could reduce the conversion. Whether this is the case fully depends on your target group and the countries you focus on. Most of the credit cards issued in European countries feature a 3D Secure code. However, consumers from outside Europe often hold older credit cards that lack this additional security feature.
Do you want to receive only 3D Secure payments? Then send us an e-mail requesting us to activate 3D Secure.