SOFORT banking is a payment method that is available in 9 European countries and highly popular in Germany. SOFORT is based on the principle of a bank transfer. In contrast with a regular transfer, the consumer only has to verify the payment, just like, for instance, with iDEAL. Details such as the amount and the beneficiary are already filled out. The advantage is that human error is being eliminated. SOFORT then proceeds to carry out the payment. This payment method is simple and fast.

4 steps

For a consumer, a SOFORT payment consists of 4 steps:

  1. The consumer selects their country and the bank they want to make the payment with.
  2. The consumer is on the log-in page of the secure payment form. They log in with their online banking details.
  3. The consumer confirms the transfer with either a pin code or a card reader.
  4. The consumer receives confirmation of the transfer and/or confirmation of the order from your webshop.

Watch the demo from SOFORT Banking to see what a SOFORT payment looks like.

Schermafbeelding 2015-06-25 om 13.02.58


The transaction costs are 0.9% of the transaction amount + a fixed charge of €0.25 per transaction.


SOFORT Banking is available to consumer holding an account in the following countries:

  • Belgium
  • The Netherlands
  • Germany
  • Austria
  • Switzerland
  • Poland
  • Italy
  • Spain
  • France


Mollie pays out SOFORT transactions with a delay of 2 working days. We pay out on the working day after we have received the money. If you select daily payouts, a transaction from Monday, for instance, is paid out on Thursday.


Once a transaction has been received, the customer cannot reverse it.

Please take note: It happens but very rarely that a transaction is not carried out by the consumer's bank. In such a case, the amount is not credited to the account of Stichting Mollie Payments. There is only a very small chance of this happening. If you want to completely eliminate this risk, you can choose to not ship until you have received the payout from Mollie.


Security is of course front and center when it comes to processing payments. The SOFORT system is secured in accordance with the security requirements for banks. More information on this subject can be found on the website of SOFORT Banking.

Activating SOFORT

Activation is easy. Log in to Mollie and go to payment methods. Read and accept the addendum for SOFORT banking. Mollie then automatically creates a SOFORT account for you, you don't have to take any action yourself. Your consumer can start using it right away.