SOFORT banking is a payment method that is available in 8 European countries and highly popular in Germany. The payment method is based on the principle of a bank transfer. In contrast with a regular transfer, the consumer only has to verify the payment. Details such as the amount and the beneficiary are already filled out. SOFORT then proceeds to carry out the payment. The advantage of the payment method is that it eliminates human error, making it a simple and fast way to pay.

How does it work?

For a consumer, a SOFORT payment consists of 4 steps:

  1. The consumer selects their country and the bank they want to make the payment with.
  2. When the consumer is on the log-in page of the secure payment form, they log in with their online banking details.
  3. The consumer confirms the transfer with either a pin code or a card reader.
  4. The consumer receives confirmation of the transfer and/or confirmation of the order from your webshop.


The transaction costs are 0.9% of the transaction amount + a fixed charge of €0.25 per transaction.


SOFORT Banking is available to consumers holding an account in the following countries:

  • Germany
  • Austria
  • Switzerland
  • Poland
  • Italy
  • Spain
  • Belgium
  • The Netherlands


Mollie receives the money 2 business days after the SOFORT transaction was made. We pay out on the working day after we have received the money. If you select daily payouts, a transaction from Monday, for instance, is paid out on Thursday.


Once a transaction has been received on our bank account, the customer cannot reverse it.

Please take note: It can happen that a transaction is not carried out by the consumer's bank. In this case, the amount is not credited to the account of Mollie. If you want to completely eliminate this risk, you can choose to not ship until you have received the payout from Mollie.


Security is of course front and center when it comes to processing payments. The SOFORT system is secured in accordance with the security requirements for banks. More information on this subject can be found on the website of SOFORT Banking.

Activating SOFORT

Activation is easy. Log in to Mollie and go to payment methods. Read and accept the addendum for SOFORT banking. Mollie then automatically creates a SOFORT account for you, you don't have to take any action yourself. Your consumer can start using it right away.


Don't have an account for Mollie yet? Read here how you can create one.